Working Capital Loan
Fuel your daily operations and short-term business needs with immediate funding. FundLocal's Working Capital Loans provide the financial boost necessary to manage cash flow gaps, seize opportunities, and drive sustainable growth.
Get StartedFast Access to Funds
Get capital in your account within days of approval to address immediate business needs without delay.
Flexible Use of Funds
Use the funds for any legitimate business purpose from inventory and payroll to marketing and operational expenses.
Simple Application Process
Complete our streamlined application with minimal documentation requirements for faster processing and approval.
Fixed Repayment Terms
Enjoy predictable payment amounts over a defined term to simplify budgeting and financial planning.
Short-Term Funding Solutions
Access capital designed specifically for immediate business needs with terms ranging from 3 to 18 months. Our short-term approach means you won't be locked into long-term debt when addressing temporary cash flow needs.
Revenue-Based Qualification
Qualify based primarily on your business's cash flow and revenue history rather than just credit scores or collateral. This approach makes funding accessible to businesses with strong sales but limited credit history.
Bundled Funding Options
Combine working capital loans with other financing products to create a comprehensive funding strategy for your business. Our funding specialists can help structure solutions that address both immediate needs and longer-term goals.
Case Studies
Frequently Asked Questions
Get answers to your most common questions about our working capital loan solutions.
Ready to explore your options?
Don't let cash flow constraints limit your business growth. Get started with FundLocal today to discover working capital solutions tailored to your immediate business needs.