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4.9FROM 2K+ REVIEWS

Let's explore your funding options

Check rates in minutes. No hard credit check.

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You're in good company

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Chase logo
Plaid logo
Square logo
Google logo
Stripe logo
OpenAI logo
Shopify logo
Intuit logo
Ramp logo

Helping businesses access capital, faster. Our smart matching technology connects you with the right lenders for your unique needs.

$500M+

Funded to Businesses

24 hrs

Average Funding Time

50+

Lending Partners

98%

Approval Rate

A frictionless path to capital.

Three simple steps to fund your business growth

Check Your Rates

Check Your Rates

Explore your funding options in minutes. No hard credit check — your score stays protected.

Accept Your Offer

Accept Your Offer

Review transparent terms from 50+ lenders. Pick the offer that fits your business best.

Receive Your Funds

Receive Your Funds

Get capital deposited directly to your account — often within 24 hours.

The FundLocal Difference

Compare us with others.

FundLocal
Traditional Banks
Approval Time
Same day
2-4 weeks
Credit Impact
Soft check only
Hard inquiry
Application
10-minute online form
Extensive paperwork
Funding Speed
24-48 hours
30+ days
Requirements
6 months in business
2+ years, collateral
Support
Dedicated advisor
Branch hours only

Testimonials

See why 50,000+ small business owners trust FundLocal to fuel their growth and success.

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4.9 / 5
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4.9 / 5

FundLocal's working capital solution helped our construction company bridge payment gaps between projects. Simple process, fair terms.

J

Jamal Washington

Washington Building Contractors

After rejection by three banks, FundLocal approved our equipment loan in two days! They took time to understand our business model.

W

Wei Chen

Precision Parts Manufacturing

FundLocal offered our tech startup competitive rates and celebrated our milestones. It's refreshing to work with a lender who sees your potential.

A

Aisha Johnson

NexGen Software Solutions

FundLocal's working capital solution helped our construction company bridge payment gaps between projects. Simple process, fair terms.

J

Jamal Washington

Washington Building Contractors

After rejection by three banks, FundLocal approved our equipment loan in two days! They took time to understand our business model.

W

Wei Chen

Precision Parts Manufacturing

FundLocal offered our tech startup competitive rates and celebrated our milestones. It's refreshing to work with a lender who sees your potential.

A

Aisha Johnson

NexGen Software Solutions

Ready to grow your business?

Check rates in minutes. No hard credit check. Get funded fast.

Get Started