Business Line of Credit
Gain flexible access to funds whenever your business needs them. FundLocal's Business Line of Credit gives you ongoing capital with the freedom to draw, repay, and redraw as your business requires.
Get StartedOn-Demand Capital
Access funds exactly when you need them without reapplying each time you require financing.
Pay For What You Use
Draw only what you need and pay interest exclusively on the amount you've withdrawn, not your entire credit limit.
Revolving Credit Structure
Repay and reuse your available credit as often as needed within your term without submitting new applications.
Quick Decision Process
Receive approval decisions faster than traditional bank loans with our streamlined application process.
Flexible Withdrawal Options
Draw funds as needed through your online dashboard, business debit card, or direct bank transfer. Our system ensures you can access your capital quickly, whether for unexpected expenses or strategic opportunities.
Transparent Fee Structure
Enjoy clear, upfront pricing with no hidden fees or complex terms clouding your financial decisions. We provide straightforward rates based on your business profile and credit usage patterns.
Credit Line Increases
Qualify for higher credit limits as you build payment history and grow your business relationship with FundLocal. Regular reviews of your account can lead to expanded access to capital that grows with your business.
Case Studies
Frequently Asked Questions
Get answers to your most common questions about our business line of credit solutions.
Ready to explore your options?
Don't let cash flow gaps limit your business potential. Get started with FundLocal today to discover flexible funding solutions tailored to your business needs and growth goals.