Most Competitive Rates
Get the most competitive rates for business funding in San Francisco, California.
Real-time Updates
Transparent, real-time updates and local support for businesses in San Francisco, California.
No Salesperson Commissions
Zero salesperson commissions means we can offer the lowest rates in San Francisco, California.
Proven Track Record
We have provided $100M+ in funding to thousands of businesses in San Francisco, California.

Business Line of Credit
Whether you’re a seasoned business or just starting out, our Business Line of Credit gives you flexible access to up to $250,000. Draw only what you need and pay interest on what you use. With fast approvals and competitive rates, you can focus on growing your business—not paperwork. Keep cash flowing and seize every opportunity in the San Francisco, California market.

Equipment Financing
Whether you need new machinery or to upgrade existing tools in San Francisco, California, our Equipment Financing makes big purchases manageable. Spread payments over easy terms and preserve your working capital. Enjoy quick approvals and competitive rates tailored to your business needs. Get the equipment you need to grow, without the upfront cost.

Working Capital Loan
Whether you’re managing seasonal swings or unexpected expenses in San Francisco, California, our Working Capital Loan keeps your business running smoothly. Access funds quickly and cover payroll, rent, or day-to-day operations without dipping into reserves. Enjoy straightforward terms, fast approvals, and competitive rates designed for small businesses. Stay agile and focused on growth with the cash flow you need, when you need it.
Case Studies
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Get local business funding in San Francisco, California
New Clients
Click the link below to get setup as a new client for your San Francisco, California business.
Existing Clients
Contact us by email for status updates or to request additional funding in San Francisco, California
Partnerships
Contact us by email to inquire about partnership opportunities in San Francisco, California
Bay Area Capital
95 Third St, San Francisco, CA 94103