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Smart Solutions for Smart Businesses

Explore your funding options in 5 minutes without affecting your credit score. No obligations.

4.9

from 200+ reviews

Get Started
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Why FundLocal?

Fast, local funding with transparent terms for small business success.

Most competitive rates from the #1 ranked provider

Explore your options in just a few minutes and receive funds as soon as tomorrow.

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Simple process loved by our clients

  • Real-time status updates
  • No salesperson commissions
  • Lowest rates in the industry

We have the track record to prove it

$2B+

Over 2 billion deployed to 50K+ businesses

4.9

Average rating from actual clients

Simple and Transparent Process

Get real-time updates, pressure-free service, and industry-lowest rates—guaranteed.

1

Provide basic information

Provide your business info so we can explore your options. No hard credit checks or obligations.

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2

Review your options

Review your funding options and decide if our funding makes sense for your business.

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3

Accept and transfer funds

If repayment terms are acceptable, sign contracts electronically and receive funds the next business day.

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Case Studies

Testimonials

See why 50,000+ small business owners trust FundLocal to fuel their growth and success.

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4.9 / 5
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4.9 / 5

FundLocal helped us expand our restaurant with rates better than traditional banks. Funding arrived within 48 hours, and we've since opened two new locations!

Maria Rodriguez

Maria Rodriguez

Coastal Cuisine Restaurant Group

FundLocal's working capital solution helped our construction company bridge payment gaps between projects. Simple process, fair terms.

Jamal Washington

Jamal Washington

Washington Building Contractors

FundLocal provided equipment financing within days when our salon systems failed. No excessive paperwork, no hidden fees.

Sarah Kim

Sarah Kim

Glow Beauty Salon

Their business line of credit gave us flexibility to manage seasonal inventory. Transparent terms and an easy-to-use dashboard make tracking simple.

David Patel

David Patel

EcoHome Furnishings

After rejection by three banks, FundLocal approved our equipment loan in two days! They took time to understand our business model.

Wei Chen

Wei Chen

Precision Parts Manufacturing

FundLocal provided the perfect financing for our medical practice's upgrade. Their customer service is exceptional - they actually answer when you call!

Dr. Amara Okafor

Dr. Amara Okafor

Wellness Family Practice

FundLocal's quick approval saved our food truck when our refrigeration broke during peak season. Funding hit our account the next day!

Carlos Mendez

Carlos Mendez

Street Eats Mobile Kitchen

FundLocal offered our tech startup competitive rates and celebrated our milestones. It's refreshing to work with a lender who sees your potential.

Aisha Johnson

Aisha Johnson

NexGen Software Solutions

FundLocal helped us purchase our first delivery van. Application took minutes, approval came same day, and they walked us through every step.

Miguel Santos

Miguel Santos

Organic Harvest Farms