Smart Solutions for Smart Businesses
Explore your funding options in 5 minutes without affecting your credit score. No obligations.
from 200+ reviews

Why FundLocal?
Fast, local funding with transparent terms for small business success.
Most competitive rates from the #1 ranked provider
Explore your options in just a few minutes and receive funds as soon as tomorrow.

Simple process loved by our clients
- Real-time status updates
- No salesperson commissions
- Lowest rates in the industry
We have the track record to prove it
Over 2 billion deployed to 50K+ businesses
Average rating from actual clients
Simple and Transparent Process
Get real-time updates, pressure-free service, and industry-lowest rates—guaranteed.
Provide basic information
Provide your business info so we can explore your options. No hard credit checks or obligations.

Review your options
Review your funding options and decide if our funding makes sense for your business.

Accept and transfer funds
If repayment terms are acceptable, sign contracts electronically and receive funds the next business day.

Case Studies
Testimonials
See why 50,000+ small business owners trust FundLocal to fuel their growth and success.
“FundLocal helped us expand our restaurant with rates better than traditional banks. Funding arrived within 48 hours, and we've since opened two new locations!”
Maria Rodriguez
Coastal Cuisine Restaurant Group
“FundLocal's working capital solution helped our construction company bridge payment gaps between projects. Simple process, fair terms.”
Jamal Washington
Washington Building Contractors
“FundLocal provided equipment financing within days when our salon systems failed. No excessive paperwork, no hidden fees.”
Sarah Kim
Glow Beauty Salon
“Their business line of credit gave us flexibility to manage seasonal inventory. Transparent terms and an easy-to-use dashboard make tracking simple.”
David Patel
EcoHome Furnishings
“After rejection by three banks, FundLocal approved our equipment loan in two days! They took time to understand our business model.”
Wei Chen
Precision Parts Manufacturing
“FundLocal provided the perfect financing for our medical practice's upgrade. Their customer service is exceptional - they actually answer when you call!”
Dr. Amara Okafor
Wellness Family Practice
“FundLocal's quick approval saved our food truck when our refrigeration broke during peak season. Funding hit our account the next day!”
Carlos Mendez
Street Eats Mobile Kitchen
“FundLocal offered our tech startup competitive rates and celebrated our milestones. It's refreshing to work with a lender who sees your potential.”
Aisha Johnson
NexGen Software Solutions
“FundLocal helped us purchase our first delivery van. Application took minutes, approval came same day, and they walked us through every step.”
Miguel Santos
Organic Harvest Farms